How Equity Sharing Works

Adam wants to buy a house in a specific area and price range.

He can afford monthly payments, but can’t afford a 20% down payment.

After discovering Home Equity Share, he creates a profile indicating his preferences.

Nancy has some extra money to invest.

She likes real estate, but doesn’t want to be a landlord, or make monthly payments.

Nancy visits Home Equity Share and discovers Adam and his property are a good match for her.

They talk and come to mutually agreeable terms.

Adam and Nancy sign a preliminary commitment.
Then Adam becomes pre-approved for a loan.

Adam finds a property he likes that also meets Nancy’s criteria, and makes an offer to buy it.

Nancy provides Adam with most of the down payment.

Adam gets the mortgage, lives in and maintains the property.

At the end of the agreement term, Adam can buy Nancy’s interest in the property or they can sell and share the appreciation in value.

Home Equity Share

Home Equity Share is a free service for home buyers and investors who agree to utilize a real estate agent that has registered with us. We provide you with everything you need to co-own real estate, including:

Ideal Partner

After completing a profile containing your preferences, you are automatically matched to potential partners with high compatibility.

Equity Sharing Calculator™

You and your partner can estimate the rate of property appreciation and use the online calculator to determine your percentage ownership split, expected profit based on the length of the agreement and tax deductions.

Preliminary Commitment

Your Home Equity Share-registered real estate agent can provide you the model Preliminary Commitment, and you simply fill in the blanks with the terms you and your partner have agreed to. With this document in hand you can secure pre-approval for a loan and make an offer on your desired property. If you already have an agent, they can obtain the document on your behalf simply by registering with Home Equity Share.

Detailed Equity Sharing Agreement (the contract)

When you sign up and ask for referral to one of our affiliate agents, you also receive a detailed model contract, refined over thousands of similar transactions, which you can complete with your partner. This will save you time and cut your attorney fees to an absolute minimum.

Ongoing Support

Our team, led by the foremost expert on real-estate co-ownership, provides a high level of support to every real estate agent registered with Home Equity Share. By working with a registered agent you get all of the services and tools we offer, including the support necessary to ensure a smooth transaction for all involved, at no cost to you.